Latest Updates

The latest news headlines and media updates from Arca and the industry

Lenders support comprehensive credit reporting ahead of ACCC review, but modernisation still needed

Lender participation in Australia’s comprehensive credit reporting (CCR) framework has grown strongly

Arca releases financial abuse credit report principles for brokers

New guidance gives brokers a pathway for clients whose credit files carry debts from domestic abuse they never consented to

Credit reporting framework draws broad lender support ahead of review

Lender participation in Australia’s credit reporting framework nearly triples in six years

New rules aim to ease credit report corrections for fraud and hardship cases

New rules aim to ease credit report corrections for fraud and hardship cases

The credit myth stopping Australians from getting help

Afraid to tell your lender you’re struggling? Experts warn avoiding the conversation could hurt your credit more than seeking support.

How checking your credit report could save homeowners thousands

As the cost of living continues to soar, comparing rates and lenders can ease financial pressures.

Rising rates put credit health back in focus

As interest rates rise, the Australian Retail Credit Association is urging brokers not to underplay the role of credit health

Banks and non-bank lenders form alliance to tackle financial abuse

New Financial Safety Alliance aims to embed ‘safety by design’ across Australian credit and banking products.

Banks And Lenders Unite To Fight Financial Abuse

New Financial Safety Alliance aims to embed ‘safety by design’ across Australian credit and banking products.

Lenders urged to shield credit scores of disaster‑hit borrowers

Banks told: lead with empathy as disasters batter borrowers

Is this financial abuse? 10 red flags you need to know

Financial abuse is far more common and far more subtle than most people realise.

New data from Arca reveals credit reporting benefits millions of consumers, but warns Australia risks falling behind global peers

The report, Comprehensive Credit Reporting in Australia: Usage and Benefits, reveals that 92 credit providers are now participating in the

How to better protect yourself from credit fraud and identity theft

As data breaches continue to make headlines, many Australians – particularly older ones – are understandably worried about their personal

Is Australia’s credit reporting system outdated?

Data has revealed a disconnect between Australia’s credit reporting framework and consumers. There are calls to revitalise systems through expanding